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eECOMCAOutsourced Finance Team

Marketplace Payout Calculator

See what each marketplace order pays into your bank after fees, GST, TCS and TDS — and what you really keep.

Reviewed by CA Apurav GargUpdated Your numbers stay in your browser

On this page

Calculator

Warning:
Preview — rates on this page are awaiting CA verification.
Note:
Example values — replace with yours.

Your order

What the customer pays for one order, including GST.

Use “Custom rate” for rates like 3% or 0.25%.

From your fee rate card. Blank = none.

Excl. GST. Blank = none.

Excl. GST. Blank = none.

Enter fees excluding GST — the calculator adds the GST on fees separately. Fees vary by category and change often, so use your own rate card; the figures shown are only examples.

Advanced options
Where is the buyer?

Decides whether TCS is split into CGST + SGST or charged as IGST.

Commission is charged on

Check against your settlement report.

GST charged on fees (%)
Other fees per order

For example pick-and-pack, storage or payment fees. Up to 3.

Turn this off if you can’t set this GST off against your own GST — it then becomes a cost.
If all of this is true, the marketplace deducts no income-tax TDS.

Your result

You keep, per order (excl. GST, after credits)

₹802

The marketplace credits ₹940 to your bank; ₹180 of that is the GST due on this sale.

Cash credited to your bank
₹940
Credits you can claim later
₹42
Effective take rate
19.8%

Breakdown

₹ per order, rounded to the nearest rupee. Tap ⓘ to see the working.

Cash credited by marketplace

Cash credited by marketplace
Item₹ per orderHow we got this
Selling price (incl. GST)₹1,180
Less: commission−₹118
Less: fixed / closing fee−₹20
Less: shipping / fulfilment fee−₹60
Less: GST on fees−₹36
Less: GST −₹5
Less: income-tax −₹1
Cash credited to your bank₹940

Credits you can claim later

Credits you can claim later
Item₹ per orderHow we got this
GST TCS — claim on the GST portal₹5
of which CGST₹2.50
of which SGST/UTGST₹2.50
TDS — shows in Form 168 (earlier Form 26AS) and AIS₹1
on GST charged on fees₹36
Credits you can claim later₹42

Fees and take rate

Fees and take rate
Item₹ per orderHow we got this
Sale value excl. GST (taxable value)₹1,000
GST due on this sale₹180
Total fees (excl. GST)−₹198
GST on fees you can’t claim back₹0
What you keep (excl. GST, after credits)₹802
Effective 19.8%

Check: ₹940.36 credited + ₹41.64 credits − ₹180.00 GST = ₹802.00 you keep

What this tells you

A marketplace payout is not your income. The amount credited to your bank includes GST that belongs to the government, and leaves out TCS, TDS and the GST on fees, which you can claim back later.

This calculator separates the two. It shows the cash you will receive for one order, the credits you can claim, and what you actually keep after fees, so you can see your real take rate and price each listing with that in mind.

Assumptions used

  • The marketplace collects GST TCS of 0.5% on the net taxable value of your sales (0.25% CGST + 0.25% SGST/UTGST within a state, 0.5% IGST between states). No TCS is collected on 0% (nil-rated) products.
  • The marketplace deducts income-tax TDS of 0.1% on your sales.
  • TDS is worked out on the sale value excluding GST (where GST is shown separately on the invoice).
  • No TDS applies if you are an individual or HUF, your sales through that marketplace in the tax year are within ₹5,00,000, and you have given your PAN or Aadhaar.
  • TDS credit appears in Form 168 (earlier Form 26AS) and AIS.
  • GST on marketplace fees is 18% unless you change it for a fee.
  • Product GST rate choices: 0%, 5%, 18%, 40%, or a custom rate.
  • You are a resident, regular GST-registered taxpayer and have given your PAN to the marketplace.
  • Fees are entered per order, excluding GST, from your own fee rate card. No marketplace fee rates are built in, because they vary by category and change often.
  • One order is looked at on its own: returns, cancellations, penalties, advertising charges and reimbursements are not included.
  • Figures are rounded to the nearest rupee for display only; the working uses exact values.
Legal references and sources
GST TCS collected by an e-commerce operator
Section 52, CGST Act, 2017 — 0.5% of the net value of taxable supplies (supplies minus returns in the same month, excluding GST). Split 0.25% CGST + 0.25% SGST/UTGST for intra-state, 0.5% IGST for inter-state. Notification No. 15/2024–Central Tax dated 10 July 2024.
Effective from 10 Jul 2024 · Awaiting CA verification · Official source
Income-tax TDS deducted by an e-commerce operator
Income-tax Act, 2025, section 393(1), Table Sl. No. 8(v) — 0.1% of the gross amount of sales (corresponds to section 194-O of the Income-tax Act, 1961; 0.1% rate effective 1 October 2024 under the Finance (No. 2) Act, 2024).
Effective from 1 Oct 2024 · Awaiting CA verification · Official source
What the TDS is calculated on
CBDT Circular No. 20/2023 dated 28 December 2023 (issued under section 194-O) — gross amount excludes GST where GST is shown separately on the invoice.
Effective from 28 Dec 2023 · Awaiting CA verification · Official source
Small-seller TDS exemption limit
Income-tax Act, 2025, section 393(4), Table Sl. No. 11 — no TDS where the seller is an individual/HUF, gross sales through that operator in the tax year do not exceed this amount, and PAN/Aadhaar has been furnished (corresponds to section 194-O(4) of the 1961 Act).
Awaiting CA verification · Official source
Where sellers see TDS credit
Income-tax Rules, 2026, rule 245 — Form 168 applies from tax year 2026-27; Form 26AS for earlier years.
Effective from 1 Apr 2026 · Awaiting CA verification · Official source
Default GST on marketplace fees
Default GST rate applied to marketplace commission, fulfilment and payment-gateway fees. Each fee row in a tool can override it.
Awaiting CA verification · Official source
Product GST rate choices
Rate rationalisation effective 22 September 2025 on the recommendations of the 56th GST Council meeting. Tools also offer "Custom" for special rates such as 3% or 0.25%.
Effective from 22 Sept 2025 · Awaiting CA verification · Official source

How this is calculated

  1. Taxable value = selling price ÷ (1 + product GST rate). The difference is the GST due on the sale.
  2. Fees = commission + fixed fee + shipping + any other fees, all excluding GST. Commission is worked out on the price including GST or on the taxable value, whichever you choose.
  3. GST on fees = each fee × its GST rate (default 18%).
  4. GST TCS = taxable value × 0.5%, split equally into CGST and SGST/UTGST within a state, or charged as IGST between states. Nil for 0% products.
  5. Income-tax TDS = the sale value excluding GST (where GST is shown separately on the invoice) × 0.1%, or nil if the small-seller exemption applies.
  6. Cash credited = selling price − fees − GST on fees − TCS − TDS.
  7. Credits you can claim later = TCS + TDS + GST on fees (only if you can claim that ITC).
  8. What you keep = taxable value − fees − any GST on fees you cannot claim back.
  9. Effective take rate = (fees + GST on fees you cannot claim back) ÷ taxable value.
  10. Check: cash credited + credits later − GST due on the sale = what you keep. The calculator shows this check under the results.

Worked examples

Example 1: A ₹1,180 order, fees claimed back as ITC

Selling price ₹1,180 including 18% GST, sold within the same state. 10% commission charged on the price including GST, a ₹20 fixed fee and ₹60 shipping. The seller claims ITC on the GST charged on these fees. GST on fees is taken at 18%, TCS at 0.5% and TDS at 0.1%.

Taxable value
₹1,000.00
GST due on the sale
₹180.00
Fees (excl. GST)
₹198.00
GST on fees
₹35.64
GST TCS
₹5.00
Income-tax TDS
₹1.00
Cash credited
₹940.36
Credits you can claim later
₹41.64
What you keep
₹802.00
Effective take rate
19.8%

Example 2: A ₹1,050 order shipped to another state, no ITC on fees

Selling price ₹1,050 including 5% GST, shipped to another state. 12% commission charged on the taxable value, a ₹15 fixed fee and ₹45 shipping. The seller cannot claim ITC on the GST charged on these fees, so that GST is a cost. GST on fees is taken at 18%, TCS at 0.5% and TDS at 0.1%.

Taxable value
₹1,000.00
GST due on the sale
₹50.00
Fees (excl. GST)
₹180.00
GST on fees
₹32.40
GST TCS
₹5.00
Income-tax TDS
₹1.00
Cash credited
₹831.60
Credits you can claim later
₹6.00
What you keep
₹787.60
Effective take rate
21.2%

Example 3: A small seller under the TDS exemption limit

An individual seller who has given their PAN and whose total sales on this marketplace stay under the exemption limit this tax year. Selling price ₹590 including 18% GST, same state. 10% commission on the taxable value, a ₹10 fixed fee and ₹40 shipping, with ITC claimed on the fees. GST on fees is taken at 18%, TCS at 0.5% and TDS at 0.1%.

Taxable value
₹500.00
GST due on the sale
₹90.00
Fees (excl. GST)
₹100.00
GST on fees
₹18.00
GST TCS
₹2.50
Income-tax TDS
₹0.00
Cash credited
₹469.50
Credits you can claim later
₹20.50
What you keep
₹400.00
Effective take rate
20.0%

Want to see where these figures end up in your books? Our Ecommerce Accounting service reconciles each settlement against orders, GST and TDS every month.

Questions sellers ask

Why is the amount credited to my bank more than what I keep?

The marketplace pays you the full price including GST, less its fees, the GST on those fees, TCS and TDS. Part of that credit is the GST you collected from the customer, which you owe to the government. "What you keep" removes that GST and adds back the credits you can claim, so it is the figure to compare against your costs.

What is TCS and how do I get it back?

Under GST, the marketplace collects TCS of 0.5% on the net value of your taxable sales and deposits it against your GSTIN. It appears in your electronic cash ledger on the GST portal once the marketplace files its return, and you can use it to pay your GST. No TCS is collected on 0% (nil-rated) products.

What is TDS on marketplace sales and where does it show?

The marketplace deducts income-tax TDS of 0.1% on your sales, worked out on the sale value excluding GST (where GST is shown separately on the invoice). It is deposited against your PAN and shows in Form 168 (earlier Form 26AS) and AIS. You claim it when you file your income-tax return, so it reduces the tax you pay rather than being a cost.

Do I have to pay TDS if I am a small seller?

No TDS is deducted if you are an individual or HUF, your sales through that marketplace in the tax year are within ₹5,00,000, and you have given the marketplace your PAN or Aadhaar. Switch on the small-seller option under Advanced options to see the effect.

Can I claim the GST charged on marketplace fees?

Usually yes, if you are GST-registered and the fee invoice carries your GSTIN, since the fees are a business expense. The calculator assumes GST of 18% on fees unless you change it. If you cannot claim it, turn off the ITC option and that GST is treated as a cost.

Is commission charged on the price including GST or excluding it?

It depends on the marketplace and category. Many fee rate cards apply commission to the selling price including GST, which is the default here. Compare one order in your settlement report with both options under Advanced options to see which matches.

Why does my settlement report not match this estimate exactly?

Settlement reports group orders by payout cycle and can include returns, cancellations, penalties, ad charges, reimbursements and rounding that a single-order estimate does not. Differences in TCS and TDS usually come from returns netted in a later month or from GSTIN and PAN details mapped wrongly on the marketplace.

Want our team to check these numbers against your actual settlement reports?

We reconcile marketplace settlements, GST and TDS for D2C and marketplace sellers every month. Share your reports and we will walk you through what we find.

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Disclaimer

Indicative estimate for general information only, based on the assumptions shown on this page. It is not professional advice. Rates on this page have not yet been verified by a CA.

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