See how much of your company an equity round costs, or what a loan costs instead, and the runway each buys.
Reviewed by CA Apurav GargUpdated Calculated in your browser; copied links include your figures
Fully diluted, including any existing ESOP pool. The percentages must add up to 100%.
| Holder | Ownership now (%) | Founder? | Remove |
|---|---|---|---|
Total: 100.00%
What the company is valued at before the new money.
Leave blank if there is no new pool.
Founders keep after the round
70.00%
Post-money ₹25 Cr. The investor gets 20.00% for ₹5 Cr, and the ESOP pool is 10.00%.
| Holder | Before | After | |
|---|---|---|---|
| Founders (founder) | 100.00% | 70.00% | −30.00 pts |
| New investor | — | 20.00% | +20.00 pts |
| — | 10.00% | +10.00 pts | |
| Total | 100.00% | 100.00% |
Pool created before the round. Percentages of the company, fully diluted; “pts” are percentage points.
An equity round brings in cash without repayments, but every holder ends up with a smaller share of the company. A loan keeps the ownership as it is, but adds an EMI to your monthly outgo.
Enter your cap table and the round to see each holder’s stake before and after, with the ESOP pool created before or after the money. Then compare a loan’s EMI, interest and the months of runway each option buys.
The founders own 100% today; the investor asks for a 10% ESOP pool.
14% a year for 36 months; ₹1 Cr in the bank and a burn of ₹25,00,000 a month.
Our Virtual CFO service covers cash runway, funding plans and the numbers investors ask for.
Pre-money is what the company is valued at before the new money comes in; post-money is pre-money plus the amount raised. The investor’s stake is the amount raised divided by the post-money valuation.
If the pool is created before the round, it comes out of the existing holders’ share only, and the investor’s percentage is not diluted by it. If it is created after the round, everyone, the investor included, is diluted by it. Investors often ask for the first, so the founders give up more than the headline percentage suggests.
You keep the same shares, but the company issues new ones, so your shares are a smaller percentage of the total. If the round is at a higher valuation, a smaller percentage can still be worth more.
On a reducing balance: each month’s interest is charged on the loan still outstanding, and the EMI stays the same for the whole tenure. Early EMIs are mostly interest; later ones are mostly repayment. Lenders may add processing fees, insurance or a different day-count, which are not included here.
A loan brings in cash but adds the EMI to your monthly outgo, so the cash runs out sooner than with the same amount of equity. Equity brings cash with no monthly repayment, at the cost of ownership.
No. It works only with the figures you enter. It does not check whether the valuation is reasonable, the pricing rules for shares issued to or by non-residents, the tax on shares issued above fair value, or the terms of the investment agreement. Get advice on these before you sign.
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A planning estimate for general information only, based on the figures you enter. It is not professional advice. Valuation, FEMA pricing and tax rules are not checked here. This is not investment advice.